by Zach Smith

The Medical Loss Ratio (MLR) provision, an often-forgotten part of the Affordable Care Act behind more well-known provisions, such as individuals being allowed access to insurance with a pre-existing condition or individuals being allowed to stay on their parent’s insurance plan until age 26, may have more impact in 2019 than prior years. The MLR provision requires insurance companies that cover individuals and small businesses to spend at least 80% (85% in large group plans) of their … Read more...