ECONOMIC IMPACT OF EXPANDED HEALTHINSURANCE COVERAGE FOR MISSISSIPPIANS BELOW 138% OF THE FPL

Since the passage of the Affordable Care Act (ACA), states
have been granted the option of expanding Medicaid
eligibility to individuals with income below 138% of the
federal poverty level (FPL). Thirty-eight states and the District
of Columbia have expanded Medicaid coverage for their
citizens; Mississippi is one of 12 states that has not pursued
that option.

The Center for Mississippi Health Policy (Center) is a non-partisan,
nonprofit research group with the purpose of providing research
and data to inform … Read more...

How the Medical Loss Ratio Impacts Mississippi

by Zach Smith

The Medical Loss Ratio (MLR) provision, an often-forgotten part of the Affordable Care Act behind more well-known provisions, such as individuals being allowed access to insurance with a pre-existing condition or individuals being allowed to stay on their parent’s insurance plan until age 26, may have more impact in 2019 than prior years. The MLR provision requires insurance companies that cover individuals and small businesses to spend at least 80% (85% in large group plans) of their … Read more...