Profile of Health Insurance Coverage in Mississippi in 2015

 

The Center for Mississippi Health Policy has prepared several documents that describe health insurance coverage in Mississippi: a fact sheet presenting county-level data on uninsured adults and two chartbooks that profile health insurance coverage for adults and children, outlining in particular the characteristics of those who are uninsured.

Fact Sheet: Uninsured Adults in Mississippi by County

This Fact Sheet shows the number and rate of uninsured non-elderly adults in each Mississippi county in 2015 for two income categories: those at or below 138% of the Federal Poverty Level (FPL) and those at or below 400% of the FPL. The Fact Sheet also notes for each county the change in the uninsurance rate for these groups from 2012 – 2015. Every county in Mississippi experienced a drop in the number of uninsured non-elderly adults during this period for both income categories.

 A Profile of Health Insurance Coverage for Adults and Children

Data analyzed from the 2015 American Community Survey are used to profile health insurance coverage for children and non-elderly adults in separate chartbooks for each age group. Key findings from the analyses provide insight into health coverage in the state:

Non-Elderly Adults

  • Compared to the nation, Mississippi adults are significantly more likely to be uninsured, to have higher rates of public coverage, and to have lower rates of private coverage.
  • Approximately one out of five (19%) non-elderly adult Mississippians is uninsured, the lowest uninsurance rate in at least fifteen years.
  • Most adults in Mississippi (56%) access health insurance through an employer.
  • Significant changes to private purchased rates (14% increase), public coverage rates (7% increase), and uninsurance rates (14% decrease) occurred from 2014 to 2015.
  • Over the five-year period from 2011 – 2015, there were significant changes to all health coverage categories. Private and public coverage rates increased, while uninsurance rates declined.

Adult Ins Trends 2011-2015

  • Uninsurance rates are higher for adults with lower income, less education, and younger age.
  • Nearly one-third (32%) of low-income non-elderly adults are uninsured.
  • Most uninsured non-elderly adults are working and are primarily employed in low wage jobs in the retail, manufacturing, and service sectors.
  • Uninsurance rates are significantly higher for childless adults compared to adult parents, regardless of work status (full-time, part-time, or not working) and income levels.

Children

  • Compared to the nation, Mississippi children are significantly more likely to have higher rates of public coverage and to have lower rates of private coverage.
  • Only 5 percent of Mississippi children are uninsured, the lowest rate in at least fifteen years.
  • More than half (51%) of Mississippi children are covered by a public program, such as Medicaid or the Children’s Health Insurance Program (CHIP), and 39 percent are covered by private insurance.
  • There were significant changes to all health insurance categories from 2011 through 2015. Private employment-based and military coverage rates, as well as public coverage rates, increased. In contrast, privately purchased coverage rates and uninsurance rates decreased.

Child Ins Trends 2011-2015

  • Almost three-quarters (70%) of uninsured children are income-eligible for public coverage through Medicaid or CHIP.
  • About one out of five (22%) uninsured children live in families with incomes that would qualify for subsidies to assist with premium costs if coverage were purchased through the Health Insurance Marketplace.
  • More than four out of five (84%) uninsured children live in families with a working adult.

Each of the chartbooks contains additional findings. The chartbooks may be downloaded for children HERE and non-elderly adults HERE or by clicking on one of the links at the left of the page.